If you have HBD in your Hive Wallet you not only have instant immutable money, but you also have access to DEFI immediately! That is a gamechanger, people have no clue how good active money management can be!
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That is true. And #defi without counterparty risk. #hbd savings has only #blockchain as the counterparty.
You can't really explain to a non-crypto person why or how HBD is making 20% while saving. (unless they have no appointments for the rest of the week)
But they can do it themselves and learn by experience.
Even if you could explain it to them, they don't believe it.