This has been one of the main headaches I've had since I started creating content on hive: HP or HBD in savings? Both are very good options and it's hard to decide. I've gone through several phases, from everything in HP to 50/50. And honestly I'm still exploring 😅
At this moment I think Hive hasn't started to rise yet, so it's good to keep accumulating, but always keeping a reserve in hbd to take advantage of A Fall 😅