I love seeing these kinds of statistics. I believe that over the course of a year Hive should appreciate more than the 20% APR is paying and that's why I didn't keep HBD savings, but about a month ago I found out I was going to be a father and started accumulating HBD posts and selling some tokens to put towards savings. So I changed my strategy because if I have any financial emergencies with the pregnancy or even afterwards I can withdraw in less than a week and I still keep accumulating my HP by doing my HPUD and accumulating the HP from the posts!

I hope to be in the top 700 next month! :)

Thanks for sharing these statistics!