Have at least 15% of your portfolio consist of Bitcoin.
Allocate at least 20% of your portfolio to Ethereum.
20% Ethereum and 15% Bitcoin, obviously you prefer ETH more, lol.
Allocate at least 25% of your portfolio to stable coins.
Do you think stable coins should be staked in DEFI or centralized exchanges?
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Yes, I do :)
I think stable coins should be staked in DEFI. HBD on Hive with % a 12 APR is an option. LPs with stable coin-coin pairs are another option.
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I think LPs with stable coin-coin pairs are better investments with less impermanence losses.