For a locked underlying asset, of course, that would greatly benefit Hive.
In one sense, permanent locking will be very beneficial to the community's stability. On the other hand, the time vault will be the source of a consistent flow of funds to increase the amount of money in circulation, which will enlarge the entire community.
Will it always be a deposit pattern with a fixed amount, duration, and underlying asset interest rate, or will it adjust to follow market movements, @taskmaster4450?
Depends upon how it is set up. It could be variable like HBD savings is, set by the witnesses or maybe hardcoded as a fixed rate with the adjustability coming from the other vaults.
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