This is really true. Most people are unable to save due to many hardship they go true. In Ghana for instance, things are really expense, the hike of fuel prices and hyperinflation have become a menace to many people especially the average people. Even the basic needs like food and shelter are increasing daily, how can people save if sometimes there is the need to collect for their daily routines in order to survive.
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Irrespective of how things are difficult. People need to actually save to accomplish things in life. That's what I was exactly trying to say. There will always be hardship, we just need the discipline to actually save.