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     17 days ago  
    • Spending less than one earns
    • Contributing enough to capture the employer 401(k) match
    • Allocating about 10% of income to investments
    • Maintaining a 3–6 month emergency fund
    • Investing in low-cost index funds
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       17 days ago  
      • Paying credit cards in full each month

      Reading without implementing the advice yields little; application is what matters

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