Most times, people just don't stop addictions or habits they just no longer have the means to fund that addiction. The real growth happens when you have the means but choose to stick to your resolution and values.

This is absolutely true. The money dies with the addiction and seem to resurrect with it. People live their addiction until they can no longer afford it, then it ceases for a while.

A teacher of mine used to say when preparation meets opportunity, luck is inevitable.

This is true, nevertheless a lot of people seem to underestimate the rudiments of luck and how it seem to work. I think people also fail to see how deep their actions affect how they do well or not. Like you've said, anyone can be lucky, but the odds are in the favour of those who preps for it..

Thanks for coming through.