Hoping like hell that whoever introduces people to crypto teach them about safety of wallets, spot rates, exchanges, I get extremely worried when people arrive with quick easy solutions.... poof money is gone!

I don't say this is the case, it is a big concern! Never touch another persons money unless you want enemies.

Politicians, Banks, Insurance, Lawyers know how to line their own pockets, drag everything through a "Commission" or "Court" to what end, they win, they have the bank balance to prove it.