Well they need some way to bash crypto. I think the older people like gold, but the younger people like BTC because we got years to wait and they are fine with the speculation. The volatility of crypto is definitely a problem so we need better stable coins.
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As a payment mechanism, I agree it is awful. That is where the stable coins come in. It is why I think the pursuit of HBD as a stablecoin is a worthwhile study.
Millennials are going into crypto because it is still cheap as an investment class. Look at equities and real estate, both are expensive compared to historical norms.
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