True the reputation system is definitely a good way to keep track of users. But I guess they would require some way to verify people unless you want people to make multiple accounts and get many loans.
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I forget how it worked; havent looked at the site in years. They had to be verified through some means.
It wasnt completely just throw money out to whatever profile wanted it.
Plus the individual "lender" could choose from the profile who to lend to.
Perhaps with blockchain, there is more that can be done to link an individual to an account at least.
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