I think the biggest issue with Defi is that most farm tokens tend to trend downward and that people are chasing prices. So with the way it currently is, I think Defi s going to have a long time to replace the existing financial system and I think it's going to look vastly different from what we see today.
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Sure. The existing financial system took decades to built. There is a century (or more) head start.
That said, it was the same with newspapers, retail, and a few other industries that got obliterated.
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