For the house, did the person have to make monthly payments still? The 20% itself staked could earn a decent amount but I have a feeling the lender would usually keep the extra and force the person to continue making payments.
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Since the staking doesnt cover the full loan, I am going to presume still have to make payments. I have no detail on the numbers other than what was given.
That said, we are not going see the same payment since the staking APR covers a lot of it.
With HBD, the 20% could end up covering it all.
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