I tend to think that it's mainly a lack of financial education. Without it, it's hard to really save or understand where the opportunities exist. It's a bit unfortunate that there are a lot of people who don't really want to learn about financial education either when it could make a huge impact on their lives.
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Well, I think ignorance alone is a huge contributor as to why people fail to learn financial education, sometimes it depends on the exposure as well as environment and enlightenment.
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That is true as well. If your parents don't invest in stocks, then you are less likely to do as well.
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