Obviously I enjoy the 20% interest in HBD savings... but:
At close to 8000HP, my monthly curation rewards is about 60HP a month... closer to about 10% reward for the active working of reading and voting up others. I do think if active curation is to be encouraged, then you can't have something more lucrative and totally passive so available instead...
Also, I notice the HIVE price is influenced by Bitcoin a lot, but how much of the rest of its volatility is linked to buying/selling to keep the HBD linked to the dollar? Is HIVE a lot more volatile because of the amount of HBD out there?
Yes, you can hardly get over 10% curating APR. And yes, people who do something shall be rewarded more than people who simply stack bucks. It does not make sense otherwise.
I am neither a trader nor an analyst, so I can't honestly reply that question. Try asking in Threads, perhaps ;)