Do NOT 100% agree.

The fastest way to get out of is to pay of the debt of higher interest with lower interest! It's mostly not the debt that gets you stuck but the interest rates. The evil law of compounding sucks you into a vicious cycle and enslaves you.

Debt is nothing more than a tool. A very sophisticated tool. Robert Kiyosaki said it very well in his classic bestseller "Rich Dad, Poor Dad".