What you said is correct, but I am exploring the assets class. Crypto does have attractive returns, but I identify it as a high-risk asset. I wanted to explore the traditional instruments. Something that is backed by the government.
I am learning too. And yes, the MFs look like underperforming, but there are multibagger stocks that yield returns of up to 10 times.

Also, I love learning about investments and how the market works. It's like unravelling a mystery.

Thank you for your time.

☮️💟