The value remains the same and it's a disadvantage if you are keeping your money idle. it's the same about all stable coins. But if you keep your money in savings then $HBD offers you the best return. 20%.
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The best interest rate for fiat money here (for me) is 2.5%.
Basically the same as having them liquid, but I was thinking about starting putting in some fair amounts to HBD and put them in savings
what? 2.5%? As well as I know it's not correct. You must recheck it. I said 20%
Yes, 20% for HBD, but 2.5% in my bank account