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You mean one should try not to spend more then their income right?

Spending more than what you earn makes you a debtor. #talkingpoint

if you don't spend less you will apparently be left with nothing

If you don't save, you'll have nothing to fall back to in need. #talkingpoint

#talkingpoint yes especially during emergency

Savings is very important. #talkingpoint

I can never keep what I don't have or is that possible? #talkingpoint

Making and saving goes together. Isn't that what you're trying to say?#talkingpoint

That's it, so they now work hand in hand

is there any firm promise of making rich anywhere?

#talkingpoint

Are you saying that making money is not all that important?

Did I?#talkingpoint