the problem is, the other systems do not work either. socialism tried all the 20th century, and failed, democracy is trying for 4000 years, and it is still failing in front of brute force. capitalism, do not get me started. so, where is the balance? if there is any. a 'pay it forward' society may work, but then, the flower power ended not that well.
aiming for education, for knowledge, for teaching right stuff in school, including personal finance. somehow we are lucky, as now we can find any class we need online, and we have access to information on a scale that was never here before.
another important thing is compassion and self-compassion. many try to dehumanize us of the neighbors (see Ukraine now) and see everyone like pieces on the chessboard. bringing the care into the equation also changes stuff.
we are not there yet, but hopefully will be. some people are working hard to make this happen.