I can't tell what could have been if... I merely presented my humble opinions which root in my common sense :))

There were times with no interest rate at all, and it worked. The great discussion under this post and several others inspired by it gave me an idea for another article regarding the value and usage of Hive (among other topics). I believe that we as a community should self-govern ourselfs a bit better than we currently do, so I appreciate any engagement and opinions on posts like this. I'd be happy if you stopped by in like two days when I publish it and share yout thoughts either :)