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Many of your comments say HBD and 20% APR is very risky. I have considered many potential risks, but due to the mechanism how HBD works I tend to believe risks are lower compared to other investment options.

I understand that all investments have some risks. If you know some major risks feel free to share. Just offering 20% APR cannot be the risk. Because witnesses have been closely watching how HBD has been behaving. They will discontinue the APR the moment they see any harm to the Hive blockchain. This can happen in a matter of minutes.

Michael Saylor once said:
"If God came down and created perfect gold, he would create 21 million gold coins, put them on a network that you could move at the speed of light if you wanted to, and make it impossible for anyone to create any more gold. He’d make it impossible for a bank to steal your gold. He’d make it impossible for anyone to lie to you about how much gold they had in the vault. He’d make it completely transparent when he gave it to you. That’s what Bitcoin is. It’s digital gold designed with all of the attributes that we love about gold with none of the liabilities.”

Wrong! God already created HBD and it's absolutely risk-free with an APY of 20%!

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