Yes, but for the collateralization aspect, staked LEO on H-E doesn't count. It does count for other aspects you mentioned, however. And I imagine many people won't even be interested in collateralizing their LEO or other crypto assets, preferring to keep things simple.
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You cant collateralize HE LEO. It is only available on Maya. To so any of that requires bridging the Leo across to Maya.
As for what people choose, there majority might opt to keep things simple. Then there are those who want to utilize the DeFi features for greater gains.
It is up to the individual. Those who are happy with powering up and curating can still do that.
This creates more outlets (utility) for Leo. That is all.
Absolutely! There is power in having different use cases.
Without a doubt. It appeals to different types of people.
It is why HIVE and HBD is so important. Not everyone is into speculation which HIVE is. In fact most of the investing world is into yield.
We can cater to both.