Howo has built the Rosetta API integration which is required for a listing on Coinbase (99% finished, he said it would be ready by the end of this month). While blockchains derived from bitcoin and Ethereum had this API by default (from my understanding), Hive never needed it (and we still don't), we just built it because Coinbase requires it from coins that are listed on their exchange.
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Even though we might not need the Rosetta API, I agree that getting HIVE listed on Coinbase is huge even if it's just for visibility. People still want ease over true power (decentralization, low fee, censorship-resistance, speed). People want things stupid simple.
I'm sure that was the logic behind the decision to build that component. And from what Howo described from time to time in dev meetings, it wasn't easy to translate the type of transactions we have on Hive in what the Rosetta API is expected to output.