Sure, watching what I spend is the best approach. Just as I mentioned in my latest post, my noon meals seem to be the biggest daily spending. So this 2023, I will make 50% or more of my lunch at home and take it while going to work.

One million naira is a lot of money I must say. I'm actually thinking of how long it took to Incur that loss overtime.

Between mid February and September 2022.

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