One of the problems we still see is the difficulty people have in keeping their keys safe. Having a tool that allows recovery would be interesting, although many users might choose not to adopt this feature.
I think that big companies and even banks will provide cryptocurrency custody services precisely so that the most inexperienced users do not have to bear the responsibility of keeping their own keys.
I understand that it goes against the idea of decentralization because now you have a third party involved, but this is already common and breaking the status quo is difficult.