We need innovation in P2P.
So much so that we can securely use it and not get scammed. This is the only way to use crypto and not need any exchange. Only reason i use exchange is for getting escrow in the p2p.
If you remove P2P, I have no use for the exchange. I don't day trade crypto.
Well you can try with small amounts with trusted community members. Also there is an escrow account now.
https://peakd.com/@arcange/xfer-introduction