When you are able to do what you love, you re happier and I believe more productive contributor to the whole. Fear stops many. Fear like the lack of money or resources to make it happen long term. If folks chose to not live beyond their means, I believe for more folks, their dreams world materialize. When you decide to take the plunge, you often taste the sweet joy of real freedom.
THis came up today too. Also, when people are "desperate" they are always going to feel the pressure and it is a bad place to negotiate from.