I always say we are all entitled to our own opinion on issues like this especially when it involves the fluctuation of Crypto prices. Cryptocurrency existence is still very much acceptable despite the heavy dip in price and more Investment is still done in investing than saving up in a bank
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Savings in the bank end up costing more than they are worth. It is good to have a little bit stashed away with easy access for emergencies, but long term, the majority has to be converted to something that generates value beyond the cost of holding.