I feel when we get the payout at this point, it's better to take the HBD out. And you can keep the account in HP power up mode,no need to take that out. But no need to constantly keep HBD in the account either, because future is uncertain each day decentralized things become centralized it's hard to rely on HODL speculation. It's better to sell while the chance is there. Once centralization is on hold it's better to sell before the value of token goes super low. Thats how I feel.
So keeping the liquid cash is necessary instead of liquid assets online.
I use the HBD to buy more HP :)
But, if HIVE was at 10, I would take the HBD out, rather than buy HIVE.