Large entities have a tough time checking on everything. I agree to this, it becomes very difficult, I guess these are the few areas we hope AI to be of help.
Adding to that, this lapses also serves as business channels, what you call 'greed', afterall the money is coming in. Is that not what the banks were created for. They may close eyes and enjoy such benefits.
I don't wish for the price of Hive to slag this year, better it swings least to 0.4 cents. This will help push to a new height before year end. Thanks for the update friend.