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That can be an issue in some cases, but I think for the most part, no one will have that money anyway, since they keep purchasing on finance :)

When we got the car we have right now the salesman and the manager tried hard to convince us to finance. One of their pitches was how it'll be done in less than an hour. Strange.

All the billboards and ads in the states hardly list actual value anymore, everything from phones to home loans offers such and such down with X monthly installments. Big bright flashing lights on the side of roadways. "Only $129/month!"

They even lease phones here... alright I'm far enough off subject now.

Only XXX a month! and suddently, it is 1500 dollars going out on products and services that will never be owned, but will become habits.

No, I didn't think about you off chain, don't be ridiculous. No, I didn't take a picture either.

img_0155.heic

How much is it?

On a side note. Me have a no junk mail sticker... Works wonders for the wallet.

Relentless dude. I get about four credit card offers per week, every.single.week and they're always the same four; Capital One, Discover, Citibank, bla, whoever else, every day.