I agree it is still regarded as speculative but compared to 2 years ago it is a lot more solid. Hopefully it can move up another level and be considered an investment asset. Next we have to see the list grow as just having two main coins is not great and the next step is for some alts to benefit surely.
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The entry of institutions certainly make it less of a risk than it was the last go around. At least we believe Bitcoin is on more solid ground although it can drop a large percentage like it always did.
As more entities enter, as well as individuals, we will see a lot more excitement generated, diminishing the risk (if the development is there).
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