Hive - The APR That No One Sees Until You See It

in LeoFinance2 years ago

The 3 letter we have all come to love in Crypto as they represent growth.

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Annual Percentage Return If You didn't Know Already or Abbreviated as APR

When I look at my crypto portfolio the odd one out is Hive as it is more like a living investment that has a heartbeat. The others you can't really influence as all you can do is increase the stake regularly and farm the APR earned. This is like doing some weekly admin and not much else as that is what most crypto investments involve.

No other investment has so much personal input which determines how quickly that investment grows. Hive is what I would call a hands on investment as the more hours you are involved the faster the growth will be.

I do think over time you do start to appreciate the hands on investment far more than the others as it becomes more personal. The hours or miles you clock on the blockchain do count and was the only way I saw myself catching those that started a year or 18 months ahead of me. The 8 hours a day every day for nearly 1 year has most definitely paid off and not something I would recommend as it is grueling. I never saw the APR being added to the account for a good few years, but last year it became a steady flow which was hard to ignore. It takes time and effort to get to this point, but when you do it is magical watching the account just grow organically. I will get to how it works further on so everyone understands it as it is important to know.

The main advantage that Hive has over all the others is that no investment is required. This obviously puts you at a slight disadvantage in the beginning but within 6 months of doing the time you should be well on your way. In some ways I do wish some of my other investments involved the ability to grow like we do have on Hive, but that is not the case.

Hive having a current supply of 387 million is not a huge amount considering what the blockchain is designed for. Unlike other crypto projects one needs to stake Hive in order to have Resource Credits which allow you to perform transactions on the blockchain . This includes all the Dapps as they all link back to Hive so any new game would require users to have some Hive staked in order to play. Having stake is that important as it is your ultimate growth tool. The hope is one day Hive will become far scarcer out of necessity due to the ever increasing size of the community.

Current APR is 2.86%

In my post the other day I received some comments and thought I would explain it a little further as this is always a must know where your Hive growth comes from besides the obvious posting and curating.

As an investment Hive is truly the one that will always come back to you of what you make of it. The stake generates more stake as the 2.86% APR is paid out continuously every minute. If you are small this will seem like nothing and only as your stake grows will you actually notice this growth. This makes your account in some ways come to life as it is always moving forward no matter if you are here or not. Someone who has 10K Hive Power will see a growth of 0.032 Hive every hour being added and likewise an account of 100K HP would see 0.32 Hive per hour. The APR does fluctuate and have seen it as low as 2.81% and as high as 3.0%.

These types of numbers may not seem significant right now, but if you look further into the future earning 7 or 10 Hive per day just by staking with no curation/delegating or posting this growth is big. Throw in the token value and this does become significant very quickly. This is the growth that many don't see and understand and why it is important to know where your growth comes from.

Having stake in any crypto project is important and none more so than Hive as it generates far more through the actions we all do daily. As a passive income earner or possibly more Hive is the ultimate platform to achieve this. The secret that Hive offers cannot stay hidden forever as this is truly one of the wonders in the crypto world.

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Hive is what I would call a hands on investment as the more hours you are involved the faster the growth will be.

Totally true.. Hive is one investment where you have to be active before earning eventually gets passive.

I do think over time you do start to appreciate the hands on investment far more than the others as it becomes more personal

I look at hive as my retirement fund. Like I am quite young and I don't really need money from hive. All I just want to do is to keep on stacking as much as I can.
Sometimes, I wonder what hive will be in five or ten years time.

The 8 hours a day every day for nearly 1 year has most definitely paid off and not something I would recommend as it is grueling

I have come to understand that nothing good comes easy. If its easy, then the money is not going to change your life. So I will recommend it anytime.

I have never understood hive power in this light. Thank you for sharing..

The main advantage that Hive has over all the others is that no investment is required.

Well, we spend our time on it - I spend my learning and growing while earning from it. 😊

I haven't done the math on the APR yet so it is interesting to see the numbers you presented on the hourly returns.

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Hive is what I would call a hands on investment as the more hours you are involved the faster the growth will be.

That's a really good way of looking at it actually. It still shocks me that more people are not flooding in here, as we have the APR you mentioned on HP, we have the 20% APR on HBD, we have curation rewards and author rewards. It is the gift that keeps giving and if I am completely honest, I wish that I invested €5000 a couple of years ago, when I found out about the hardfork away from the old broken chain. Alas, I did not though, but through hard work and focus, I have grown and the more you grow the quicker you grow, it's a kind of snowball effect.