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You bring up one of the biggest obstacles that I see to crypto as a payment system.

Why would anyone spend Hive, BTC, CUB, LEO, or any other token they think is going to appreciate? The answer is they wont. If you believe Hive to $10, no way you pay for lunch with it unless it was a matter of swapping something else to Hive as a means of payment.

Thus I see stable coins as the vehicle used there.

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Yep, you're right I would be fine with using HBD :)

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