My wife and I are considered DINKS (dual income no kids), so that changes the way that we handle our money quite a bit. We don't necessarily have college or stuff like that to save up for. We also don't have to worry about passing our wealth along as much. It's hard though because people think that might mean we just spend frivolously, but we still have to plan for however long we live and we would like to be able to help our nieces and nephews when we are gone as well.

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