I need to do a better job of keeping my emergency savings account separate from my main savings account. Ultimately I would like to have it at a totally separate bank just to be safe. I might have to see if I can start having a portion of my check direct deposited there.
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That's a great idea! Your emergency fund in a totally separate bank will keep it out of mind and a direct deposit to that account is good!
You will find that as your emergency fund grows, you will choose to keep some in the house for easy access!
Good plans, @bozz!!!
Oh yeah, I already have a stash of cash in one of our safes. Sometimes that is just a little too accessible though.
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Yes, do not touch your emergency fund in the bank. That is your fail-safe. Use only the one in your house safe and keep it growing every month... it is the real emergency fund.
Thanks for the advice!
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