It's up to you no one can really tell you. For myself though I convert a fair amount of it into Hive as I feel hive will increase by 20% compared to waiting a year for the 20% APR of HBD.

20% on $0.22 is only $0.044 so as long as Hive increases that much you just matched that 20% APR. Of course it could fall lower as well.