hours and learn about it. It's not that easy. But you'll still be well ahead of the curve as most people, believe it or not, are still not invested in crypto. I think it's crazy. I mean, it's one of the biggest returns of my life in crypto over the past two, three years. Also, dividends should be huge next year. You're looking at conservative funds, trillions of dollars, they're going to create defensive names that are raising their dividends, so you get some I like, Morgan Stanley, Devin, Alcoa, I mean, Newmont Mining, since they're generating massive, massive cashflow, gold, over $1,700 an ounce, I think by 2023, I'm pretty sure it's Morgan Stanley, but don't quote me on that, I think it's Morgan Stanley has a $2,200, a $2,300 target on gold, which is interesting. But even at $1,700, $1,600 an ounce, these guys, they're all in costs of well under a thousand. And now with gold really depressed, they're able to purchase some amazing products and projects at dirt cheap prices. Put a (33/35)