that. We try to get in trends early. We're going to be wrong sometimes. The first thing I do is come here, admit when we're wrong. I wish we took advantage of oil. I was very bearish on the market coming in. I wish I didn't know it was going to come down that much and we saw a couple of portfolio holdings come down longer than we wanted, which is a little frustrating. We had a magnificent performance though in the years before that. But again, we can always do better. We want to do better. I think you learn more from your mistakes. That's why I like bringing them up, even though in our industry, it's like the ultimate no-no. Never bring up your mistakes. It's like politics. No matter what, you're never, ever, ever wrong. Ever. No. We're going to be wrong sometimes. It's going to be right more times if we're wrong. I promise I'll hang the microphone up. I won't do this anymore. And I'll retire, which I could retire if I wanted to. But I really love what I do. I love helping individual (34/35)