risky market, probably the most risky market than any other time since the credit crisis. And guys, we're seeing the craziness right now. I mean, the major indices are holding up pretty well, down less than 5% from their highs. But if you look at the breadth of the market, it's extremely ugly. For example, you look at the NASDAQ. So NASDAQ has over 3,600 stocks in it, and it's down around 4% from its 52-week high. But the average stock in the NASDAQ is down 40% from its highs right now. If you look at the small cap 600, that's off about 6% from its 52-week high. Okay, not that bad. Had nice moves in the past few years. Yet the average stock in that index is down close to 25% from its highs. So if you're wondering why your portfolio is down 10%, 15%, but yet you're looking at the markets and they seem to be holding up, that's why. A lot of names are getting crushed. Plus, we're seeing stocks that underperform this year, they're selling off even more over the past few weeks, mostly due (17/35)