has to do the opposite. They could throw money during the credit crisis, you could throw money at immigrants, you're China, things go bad, throw money at it, pay off people's debt, whatever. Inflation is the opposite, you have to take money out of the system, which means less leverage. It means borrowing costs go up, and you borrow money to help grow your companies. That cost gone up significantly, which results in much slower returns, which kind of should be expected after we had three years. You know what the returns were for the last three years? So you're looking from 2019 to 2021. We're looking at 28% returns, 2019, 18% returns, and 31% returns on the S&P 500, where an index dating back to the 50s goes up around 8% average, total returns with dividends annually. Those are returns. What do you expect? What did you expect? Well, you saw 2005, six, and seven, or four, five, six, and seven, where home prices, which usually go up one and a half, 2% annually, went up 20% annually for (30/35)