really difficult to find decent yields with that growth and fair valuations because the stock market was so hot for so long. So to find a stock with even a 4% yield that wasn't, let's say a REIT or an MLP was really, really difficult. And even some of the REITs were down to 4% yield. So it was really hard. When we had that sell off, obviously that's painful when you look at your statement. But if you're a long-term investor, that shouldn't matter so much. But what's been great for income investors is now we can get into some names where you're getting 4 or 5% yields on some quality stocks. And if you're looking at the REITs and MLPs, you can get that 6%, 7%, even 8%. So it's certainly gotten a lot easier for income investors because of the bear market. And what I always tell my investors, they should be in these stocks for the long term. These are not stocks you buy to hold on for a year, collect your 4% and get out. So if you're in for the long haul, who cares where the stock market (7/35)