You are viewing a single comment's thread from:RE: Credit card overpayments and LPUD what is the connection?View the full contextatma.love (71)in LeoFinance • last year i cut up my credit card about 35 yrs ago as i was getting in a debt spiral. Not used one since.
Oh wow! that is the only way to get out of the debt spiral.
I make sure I use it only to the extend that I can make the 100% payments without any default.
The day I cannot I would stop using it and cut it into pieces too.