A couple years back, I was working for a bank which still had some services provided over copper lines. It was nice to get rid of them for fiber. I wonder if the last few branches still stuck on copper have been switched over yet.
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Hard to know. Banking is an industry that is in transition. Many banks are closing branches while opening other ones...entering and leaving markets.
The ones that were on the old copper might have been closed for more desirable locations.
Possibly, I worked on a few "hot cuts"(moving one branch to a new site overnight so they can get running with 0 changes) and it was fine. Generally they tend to do infra upgrades though since new location cost way more than adding cables.
Banks are also weird places to work at. Proactive upgrades are denied, but if I make a mistake that costs us a year or two worth of my salary and nobody blinks an eye.