Debts can destroy a person's financial stability and can lead to serious consequences, such as high interest payments, reduced credit scores, and even bankruptcy.
It is important to be mindful of debt and to have a plan for paying it off as quickly as possible. This can include creating a budget, prioritizing debts, and seeking help from a financial advisor if needed. However, debt can also have positive effects, such as helping a person make a large purchase or invest in education, as long as it is managed responsibly..
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