They phone from different numbers every time - from a call center I think and they were kinda painful about the whole situation. They never offered me any sort of reduction. I'm surprised they didn't start threatening to break my knee caps lol. I know that here they used to come and repossess stuff to recover the value but I don't know if they still are allowed to do that legally.

Hahahah so you seriously just kept getting it reduced until they wiped it off your name?