Bitcoin provides unique advantages as a decentralized, borderless, and scarce digital asset, benefiting various groups differently depending on their circumstances.

While early adopters and large holders have seen massive wealth gains from price appreciation. The Unbanked and Underbanked (Financial Inclusion)Approximately 1.7 billion adults globally lack access to traditional banking, concentrated in developing regions like Sub-Saharan Africa, Latin America, and Southeast Asia. Bitcoin enables them to store value, save, and transact using just a smartphone and internet—no bank account, ID, or paperwork required.In countries with unstable currencies or high inflation (e.g., Argentina, Turkey, Nigeria, Venezuela), it serves as a portable store of value resistant to local debasement.

Adoption is highest in emerging markets: Nigeria, Vietnam, India, and the Philippines lead in ownership rates as of 2025, driven by practical needs rather than speculation.