I hope for a day when we don't have to go back to fiat to buy things I just wish that merchants started to accept crypto payment directly. I thought the whole point of crypto was to get rid of the middle man. But these things are a step in that direction.
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Visa is keeping transactions in usdc which is a start. Stable coins could do what fiat does. I think adoption with actually be on old tech. Everyone is stuck on btc, ETH and usdc when hive is superior.