As one boomer, I am fully aware the "working hard" will not in the least guarantee "success." Not in today's economy. And really, not ever. Having studied money, economics, and foundational elements, I know that accounting for Our energy added was only a good choice when We needed to ensure We added energy because We needed that. "Takers" were not welcome.
But it is not required in abundance.
And... Money systems - irrespective of form, from trade/barter to electronic bits, fiat or not, will promote the psychopaths amongst Us to power. And so I offer:
A Better Economic System (article): https://peakd.com/informationwar/@amaterasusolar/a-better-economic-system